Privacy Policy

Privacy Policy

Effective Date: 10-04-2025

Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you use the Credit Score Report Learn AI app.

1. Information We Collect

We do not collect or store any personally identifiable information (PII).

The app may request permission to access:

Internet access – Required to fetch data from APIs or financial sources

Network state – For checking online availability

2. How We Use Information

We use data only to display credit score-related insights and guidance.

All processing is done locally on your device or through secure third-party APIs.

We do not sell, share, or misuse any user data.

3. Third-Party Services

We may use third-party tools such as:

Google AdMob – To display in-app advertisements

Analytics tools (e.g., Firebase) – For crash reports and app usage statistics

These services may collect anonymous usage data in accordance with their own privacy policies.

4. Security

We follow modern security practices to protect your data and ensure responsible handling at all times.

5. Children’s Privacy

This app is not intended for children under the age of 13.

6. Disclaimer

Credit Score Report Learn AI is an informational and educational app only.

It does not provide any financial products, credit approval, or loan services.

Any insights or suggestions provided are for guidance purposes only and should not be considered official financial advice. Users are encouraged to consult a licensed financial advisor or institution for official services.

This app is not affiliated with any financial institution or credit bureau.

It does not provide personal loans, financial products, or credit scores.

This is an educational app only, designed to raise financial awareness.

7. Your Consent

By using this app, you agree to this privacy policy and the terms outlined in the disclaimer.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected in the app or on our Google Play Store listing.

9. Contact Us

If you have any questions about this policy, please contact us at:

📧 nelipotgamestudio@gmail.com